[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.4.2″ background_color=”rgba(0,0,0,0.47)” background_image=”http:\/\/krzysztof.dfirma.pl\/wp-content\/uploads\/2020\/05\/fittings-2784902_1920.jpg” background_blend=”overlay” custom_padding=”0vh||0vh||true|false” custom_padding_tablet=”15vh||15vh||true|false” custom_padding_phone=”10vh||10vh||true|false”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.2.2″ width=”90%” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1170px” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” animation_style=”slide” animation_direction=”top”][et_pb_column type=”4_4″ _builder_version=”4.2.2″][et_pb_text _builder_version=”4.4.2″ header_font=”Barlow Condensed|300|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”90px” header_letter_spacing=”-1px” header_font_size_tablet=”60px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.2.2″ width=”90%” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1170px” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”7px||53px||false|false” animation_style=”slide” animation_direction=”bottom”][et_pb_column type=”1_2″ _builder_version=”4.2.2″][et_pb_button button_text=”+49 176 71 68 6173″ button_alignment=”right” button_alignment_tablet=”center” button_alignment_phone=”center” button_alignment_last_edited=”on|phone” _builder_version=”4.4.2″ custom_button=”on” button_text_size=”17px” button_text_color=”#ffffff” button_bg_color=”#F7B446″ button_border_color=”#F7B446″ button_border_radius=”3px” button_font=”Barlow Condensed||||||||” button_use_icon=”off” custom_margin=”|5px|||false|false” custom_margin_tablet=”|0px|10px||false|false” custom_margin_phone=”|0px|20px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”11px|42px|11px|42px|true|true” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#ffffff” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#39374d” button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#39374d” button_letter_spacing__hover_enabled=”on|desktop” button_letter_spacing__hover=”0px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.2.2″][et_pb_button button_text=” info@marusa.de” button_alignment=”left” button_alignment_tablet=”center” button_alignment_phone=”center” button_alignment_last_edited=”on|phone” _builder_version=”4.4.2″ custom_button=”on” button_text_size=”17px” button_text_color=”#39374d” button_bg_color=”#ffffff” button_border_color=”#ffffff” button_border_radius=”3px” button_font=”Barlow Condensed||||||||” button_use_icon=”off” custom_margin=”|||5px|false|false” custom_margin_tablet=”|||0px|false|false” custom_margin_phone=”|||0px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”11px|42px|11px|42px|true|true” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#ffffff” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#39374d” button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|desktop” button_border_color__hover=”#39374d” button_letter_spacing__hover_enabled=”on|desktop” button_letter_spacing__hover=”0px”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.2.2″ custom_padding=”48px||48px||true|”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.2.2″ width=”90%” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1170px” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”0px|||||”][et_pb_column type=”4_4″ _builder_version=”4.2.2″][et_pb_text _builder_version=”4.4.2″ text_font=”Barlow Condensed||||||||” text_text_color=”#ffffff” text_font_size=”150px” text_line_height=”1em” text_orientation=”center” custom_margin=”-26px||||false|false” text_font_size_tablet=”70px” text_font_size_phone=”60px” text_font_size_last_edited=”on|phone” text_text_shadow_style=”preset3″ text_text_shadow_blur_strength=”0.01em”]<\/p>\n
MARUSA<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.4.2″ header_2_font=”Barlow Condensed|600|||||||” header_2_text_align=”center” header_2_text_color=”#39374d” header_2_font_size=”50px” header_2_line_height=”1.2em” z_index=”430″ custom_margin=”-126px||||false|false” custom_margin_tablet=”-68px||||false|false” custom_margin_phone=”-64px||||false|false” custom_margin_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” header_2_line_height_tablet=”” header_2_line_height_phone=”1em” header_2_line_height_last_edited=”on|phone”]<\/p>\n
[\/et_pb_text][et_pb_image src=”http:\/\/krzysztof.dfirma.pl\/wp-content\/uploads\/2020\/05\/Construction-88-5.png” align=”center” _builder_version=”4.2.2″ custom_margin=”-8px||||false|false” custom_margin_tablet=”-18px||||false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.4.2″][et_pb_column _builder_version=”4.4.2″ type=”4_4″][et_pb_text _builder_version=”4.4.2″ text_font=”Roboto Condensed||||||||” text_text_color=”#7a7e91″ text_font_size=”16px” text_line_height=”1.8em” header_5_font=”Barlow Condensed||||||||” header_5_text_color=”#39374d” header_5_font_size=”22px” header_5_line_height=”1.6em” custom_margin=”-18px||||false|false” custom_margin_tablet=”-27px||||false|false” custom_margin_phone=”-31px||||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”23px|30px|0px|30px|false|true” link_option_url=”#” hover_enabled=”0″ border_radii=”off|||5px|5px” border_width_all=”1px” border_color_all=”#e5e5e5″ border_width_top=”0px” header_5_text_color__hover_enabled=”on|desktop” header_5_text_color__hover=”#F7B446″]Haftung durch die Wohngeb\u00e4udeversicherung
\nWird bei einem Wasserschaden das Geb\u00e4ude selbst angegriffen, kommt die Wohngeb\u00e4udeversicherung zum Einsatz \u2013 das
\nkann die eigene Versicherung oder die des Eigent\u00fcmers sein, sofern Sie zur Miete wohnen. Wichtig ist dann, dass Sie den
\nVermieter unverz\u00fcglich \u00fcber den Wasserschaden in Kenntnis setzen.
\nDie Wohngeb\u00e4udeversicherung deckt alle Sch\u00e4den ab, die an der Immobilie selbst oder an fest verbundenen Teilen, z. B.
\neinem Heizk\u00f6rper, der Badewanne oder der Toilette, durch Leitungs- oder Abwasser entstehen.
\nVor allem f\u00fcr Hausverwaltungen interessant:\u00a0Leer stehende Geb\u00e4ude, z. B. aufgrund eines Neubaus, saisonbedingt (bei
\neinem Ferienhaus oder \u2013wohnung) oder aufgrund einer Sanierung, lassen sich nicht \u00fcber die Wohngeb\u00e4udeversicherung
\nabsichern. Auch bei wenig oder vor\u00fcbergehend nicht genutzten Wohnungen (z. B. aufgrund eines mehrw\u00f6chigen Urlaubs)
\nwird ein eventueller Versicherungsfall genauestens gepr\u00fcft. In jedem Fall muss nachgewiesen werden k\u00f6nnen, dass
\nwasserf\u00fchrende Einrichtungen regelm\u00e4\u00dfig auch w\u00e4hrend des Leerstandes gepr\u00fcft wurden.
\nUm die Gefahr eines Wasserschadens w\u00e4hrend einer l\u00e4ngeren Abwesenheit so gering wie m\u00f6glich zu halten, empfiehlt es
\nsich, im Vorwege alle wasserf\u00fchrenden Anlagen abzudrehen und zu entleeren.
\nDie private Haftpflichtversicherung f\u00fcr den Wasserschaden bei Dritten
\nKommt Ihre Einrichtung durch den Wasserschaden in der Wohnung eines Nachbarn zu schaden, kommt die private
\nHaftpflichtversicherung des Nachbarn zum Einsatz, sofern dieser eine entsprechende Versicherung abgeschlossen hat. Das
\nGleiche gilt nat\u00fcrlich, wenn die Einrichtung eines Nachbarn durch einen Wasserschaden aus Ihrer Wohnung besch\u00e4digt wird
\n\u2013 dann greift Ihre private Haftpflichtversicherung.
\nDie Zusatzversicherung bei Elementarsch\u00e4den
\nEin Wasserschaden, der aufgrund eines Naturereignisses entsteht, z. B. durch eine \u00dcberschwemmung, ist \u00fcber die \u00fcblichen
\nStandardversicherungen nicht abgedeckt. Vor allem f\u00fcr Menschen, die in gef\u00e4hrdeten Gebieten leben, kann es darum
\nsinnvoll sein, zus\u00e4tzlich zur Hausrat- und Wohngeb\u00e4udeversicherung eine Elementarschadenversicherung abzuschlie\u00dfen.
\nNeben der Absicherung gegen Wassersch\u00e4den durch einen R\u00fcckstau oder eine \u00dcberschwemmung sind Sie damit auch
\ngegen Erdbeben, einen Erdrutsch und Sch\u00e4den durch Schneedruck und Lawinen versichert
\nWir nehmen Ihnen Arbeit ab:\u00a0Nachdem Sie Ihrer Versicherung den Wasserschaden gemeldet haben, \u00fcbernehmen wir bei
\nMARUSA auch die Kommunikation mit Ihrem Vermieter und\/ oder Ihrer Versicherung.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.2.2″ use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0.76)” background_color_gradient_end=”rgba(0,0,0,0.3)” background_color_gradient_overlays_image=”on” background_image=”http:\/\/krzysztof.dfirma.pl\/wp-content\/uploads\/2020\/05\/Construction-86-2.jpg” background_position=”bottom_center” custom_padding=”80px||223px||false|false” global_module=”60″ saved_tabs=”all”][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.2.2″ width=”90%” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1170px” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet”][et_pb_column type=”1_3″ _builder_version=”4.2.2″][et_pb_image src=”http:\/\/krzysztof.dfirma.pl\/wp-content\/uploads\/2020\/05\/Construction-82-1.png” align=”center” _builder_version=”4.2.2″ max_width=”55px” module_alignment=”center”][\/et_pb_image][et_pb_number_counter title=”HAS\u0141O REKLAMOWE” number=”1258″ percent_sign=”off” _builder_version=”4.4.2″ title_font=”Barlow Condensed||||||||” title_text_color=”#ffffff” title_font_size=”22px” title_line_height=”0.4em” number_font=”Barlow Condensed||||||||” number_text_color=”#ffffff” number_font_size=”55px” custom_margin=”-3px||||false|false”][\/et_pb_number_counter][et_pb_text _builder_version=”4.2.2″ text_font=”Roboto Condensed||||||||” text_text_color=”#ffffff” text_font_size=”16px” text_line_height=”1.8em” text_orientation=”center” max_width=”334px” module_alignment=”center” custom_margin=”21px||||false|false”]<\/p>\n
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